It’s That Time of Year

The holidays are upon us.

You’re supposed to be reviewing your personal finances and setting company goals for 2024. But in reality, you just want to go on vacation. This holiday season, get ahead of your advisors and family members.

So…the next time someone asks if you have an estate plan with a strong life insurance strategy in place, be that person that can quickly end the conversation with that tacit smile that says, “Yes.”

40 years of trust by thousands of families and business owners.

Mike Stafford - President, LGE Design Build

I cannot speak highly enough of the exceptional service provided by Risk Resource. I have worked with Ian and his team on numerous policies over the years. They consistently demonstrate an unparalleled level of professionalism and expertise…

Greg Vogel - CEO, Land Advisors

I have felt my family and business is secure if anything happens to me. I have never been sold insurance by Risk Resource. I have only felt I have been and continue to be properly advised to suit my needs and requirements by Ian Sachs and his…

Josh Simon - CEO & Founder, Simon CRE

Risk Resource is my trusted life insurance pattern. Ian Sachs and his team provided my family and business with tremendous peace of mind. Their capabilities, knowledge in estate planning, and ongoing client services have been…

Dieter Gable - President, TBConsulting

Ian and his team have spent quite a bit of time over the years with me and my wife to discuss our specific situation. This included estate planning layered on top of inter-generational plans for options related to our children…

Jeff Ellington - President & CEO, Runbeck Election Services

Working with Ian and Risk Resource is enjoyable and simple. Ian has helped me both personally and professionally. He has established various key man products and worked through my personal needs with my family…

Lisa Autino - CFO, Caliente Construction Inc.

Risk Resource provided a couple options and Caliente Construction was able to obtain the policies we needed at competitive prices. Risk Resource and Ian Sachs did a tremendous job for us!

Jere Planck - Founder & Managing Partner, Archicon, L.C.

Your detailed, step-by-step approach to looking at companies and processes increased our profit and reduced the amount of time administering our company. This allowed us to focus on growth and additional market share…

James D. Ash - Founder, Ash Brokerage

We are the largest insurance brokerage firm in the United States, and it has been a pleasure working with the Sachs organization. They are client-focused, have a sense of urgency, always thinking long-term…

Conducting a comprehensive life insurance review is one of the most important exercises you can complete.

Having an estate plan with an up-to-date life insurance strategy is integral to everyone’s future. Over the holidays, ask yourself:

What would happen to my family and business if I were no longer here?
Am I using life insurance to get the most out of tax planning?
Are there ways to improve my plan or are there new plans worth considering?
When was the last time I had a complete life insurance audit?

2500+

active clients

40+

years of experience

100%

independent & client focused

Did You Know?

52% of American adults have life insurance, up from 50% in 2022¹
63% of policy owners cited their main reason for buying life insurance was to transfer wealth to another generation²
Life ownership per demographic includes: Boomers 58%, Gen X 54%, and Millennials 48%³
Among life insurance owners, 21% say they do not have enough coverage³
40% percent of insureds wish they had purchased their polices at a younger age³
4.5% to 9% is the average increase in insurance costs as you age⁴
$7.8 trillion in life insurance assets will be transferred to beneficiaries by 2040³
$3.24 trillion in life insurance was purchased in 2021⁵

Why Us?

At Risk Resource, we believe that everyone deserves peace of mind from planning ahead. We know that not everyone has complete and updated business and estate plans. Without a holistic plan in place, life can feel like a house of cards. Their families, businesses, and the families that depend upon their businesses rely on them. They know that life has uncertainties, but feel reluctant to take action because the task of planning can seem daunting. It doesn’t have to be that way.

Our mission is to protect families and businesses from life’s challenges through thoughtful planning and insurance strategies. We do this through time-effective yet thorough succession and estate planning while utilizing comprehensive life insurance solutions. This allows us to ensure that our clients can live life to the fullest knowing their loved ones and all that they’ve worked hard for are protected. We believe that every life is precious and that planning for the unexpected is an essential part of responsible living.

1 – LIMRA; 2023 Insurance Barometer Study

2 – Forbes; Life insurance statistics, data and industry trends 2023

3 – Federal Reserve; Annual reports of top 40 global life insurers; Capgemini Research Institute for Financial Services Analysis, 2023; Penn Wharton (University of Pennsylvania)

4 – Policygenius; Life insurance statistics in 2023

5 – Statista; Face amount of life insurance policy purchases in the United States from 2000 to 2021